Browse "Business & Economics"

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  • Article

    Balance of Payments

    The balance of payments, or balance of international payments, is an accounting statement of the economic transactions that have taken place between the residents of one country (including its government) and the residents of other countries during a specified time, usually a year or a quarter.

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  • Article

    Banff Springs Hotel

    Fairmont Banff Springs (formerly Banff Springs Hotel) is a luxury hotel located in Banff National Park. (See also National Parks in Canada; Alberta.) This famous Canadian building is an excellent example of a resort hotel. It is known for its architectural design within a natural setting (the Rocky Mountains) as well as its ability to support a thriving sports and leisure culture. The hotel was developed as part of the Canadian Pacific Railway’s network of hotels, which were constructed across Canada in order to encourage the use of its transcontinental lines. Known as the “Castle in the Rockies,” the architecture of the Fairmont Banff Springs is predominantly in the Scottish Baronial style, featuring an Arts-and-Crafts interior.

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  • Macleans

    Bank Mergers Beneficial but Feds Opposed

    WHEN JACK DZIERWA, a relative newcomer to Bay Street, wrote about bank mergers in a research report last July, he broached a subject still too sticky for some to want to discuss.This article was originally published in Maclean's Magazine on November 18, 2002

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  • Macleans

    Bank Mergers Defeated by Ottawa

    Martin is ready to table legislation as early as February to make it easier for foreign banks to open branches here. They are now required to set up Canadian subsidiaries with enough assets to back up any deposits they take in at Canadian branches.This article was originally published in Maclean's Magazine on December 28, 1998

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  • Article

    Bank of British Columbia

    Bank of British Columbia, a bank chartered in 1966 with headquarters in Vancouver. In 1986 it had 1410 employees and maintained branches in BC and Alberta, as well as offices in the Cayman Islands, the US and Hong Kong. Assets in 1986 were $2.

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  • Article

    Bank of Canada

    The Bank of Canada (BoC) is the country’s central bank, a financial institution that provides banking services on behalf of the federal government. Its operations include four principal functions: to manage the country’s money supply; to act as the federal government’s agent in issuing its bonds and managing its holdings of foreign currencies; to manage various monetary policies that can influence the performance of the economy, such as interest rates; and to manage the overall financial industry in Canada and economic relations with other countries and international organizations. The Bank of Canada’s headquarters are in Ottawa.

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  • Article

    Bank of Montreal (BMO)

    The Bank of Montreal was founded in 1817, making it Canada’s oldest incorporated bank. From its founding to the creation of the Bank of Canada in 1935, the Bank of Montreal served as Canada’s central bank. Today, the various components of the Bank of Montreal are collectively known as BMO Financial Group. BMO is Canada’s fourth largest bank by assets, and the eighth largest in North America. It offers services in three distinct areas — personal and commercial banking, wealth management, and investment banking. BMO is a public company that trades on the Toronto Stock Exchange and the New York Stock Exchange under the symbol BMO. In 2023, BMO registered $31.2 billion in revenue and $4.37 billion in net income and held $1.29 trillion in assets. BMO employs 55,767 people who serve more than 13 million clients globally.

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  • Article

    Bank of Nova Scotia (Scotiabank)

    The Bank of Nova Scotia, commonly referred to as “Scotiabank,” is Canada’s third largest chartered bank. Incorporated in 1832, the bank has established itself as Canada’s most international bank through extensive operations throughout Latin America, the Caribbean, Central America and parts of Asia. It is also known as “Canada’s gold bank” because of its dominant position in bullion trading. The bank also operates three other business lines: personal banking, commercial banking, and wealth management. Scotiabank is a public company that trades on the Toronto Stock Exchange and the New York Stock Exchange under the symbol BNS. In 2023, Scotiabank registered $32.31 billion in total revenue and $7.53 billion in net income and held $1.41 trillion in assets. The bank employs 89,483 people.

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  • Article

    Bank of Nova Scotia, Halifax

    The Bank of Nova Scotia is located on Hollis Street across from Halifax's most iconic structure, Province House. Extremely sensitive to the location, Lyle felt it was important to echo some of the latter building's classical features.

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  • Article

    Bank of Upper Canada

    Bank of Upper Canada, chartered 21 April 1821, commenced operations at York (Toronto) July 1822. It owed its origins to pressure from the commercial community, to close links with the Family Compact, and to the local government's hope that a bank would provide it with sorely needed capital.

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  • Article

    Bank Rate

    The bank rate is the minimum interest rate charged by the Bank of Canada in its role as lender of last resort on short-term loans to the chartered banks and other members of the Canadian Payments Association that maintain deposits with the Bank, as well as to investment dealers. 

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  • Article

    Banking in Canada

    Banking is a financial process carried out by an institution that accepts deposits, lends money and transfers funds. Canada's major banks play a vital role in the economy and today also engage in the insurance, trust and securities markets. Their business, the technology surrounding it and the regulations that govern it, have evolved continuously over the centuries.

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  • Article

    Bankruptcy

    Bankruptcy is a legal process, governed by the Bankruptcy and Insolvency Act, that provides financial relief for debtors and a protection for creditors.

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  • Article

    Barter

    Barter is the exchange of one commodity or service for another without the use of money as a medium of exchange. A barter agreement (also called "countertrade") among countries calls for the exchange of stated amounts of goods.

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  • Article

    Baton Broadcasting Incorporated

    Baton Broadcasting Incorporated was a diversified Canadian communications company.

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